Ways to Give

You can make a gift to Public Health Solutions in a variety of ways. Through your will or trust, you can make a gift that cost you nothing during your lifetime. You can donate an asset that you no longer want or need. Or maybe you want to fund a charitable gift annuity that will pay you for the rest of your life.

We can help you plan while helping you realize your charitable goals. Review the gift options that interest you most and contact us to find out more.

Donor Bill of Rights

Individual Ways to Give

Will or Trust

You can help us improve the health and well-being of the City’s neediest communities through a charitable bequest. Your will or trust ensures your loved ones are taken care of, your assets are distributed accurately, and your gift reflects your personal values. By including a bequest to Public Health Solutions in your estate plan, you ensure you’re leaving a lasting impact that will sustain our work into the future.

Benefits

  • You retain control of your assets throughout your lifetime.
  • You maintain flexibility through the ability to modify your bequest as your circumstances change
  • You can customize your gift by specifying a specific dollar amount, a particular asset (such as stock or real estate) or naming Public Health Solutions as a remainder/residual beneficiary of your estate by leaving a percentage of whatever remains of your estate after all specific bequests are paid.

How It Works

  1. Plan today for a future gift to Public Health Solutions by including a bequest in your will or revocable trust.
  2. Your will or trust passes assets you specify to your heirs after your lifetime.
  3. Your will or trust directs a bequest to Public Health Solutions after your lifetime to help us accomplish our mission.
Qualified Charitable Distribution

If you are 70 ½ years or older and have a traditional IRA, you are eligible to make a tax-free donation directly from your IRA to Public Health Solutions called a Qualified Charitable Distribution (QCD). In most instances these gifts are tax-free and can be a smarter way to support Public Health Solutions this year.

For those aged 72 and older, Qualified Charitable Distributions (QDC) can count towards your required minimum distribution, allowing you to use your IRA to support healthier lives today, tomorrow, and for generations to come. Thanks to the Legacy IRA Act, individuals can make an annual qualified charitable distribution of $105,000 as a direct charitable gift. Individuals aged 70½ or older are permitted to make distributions from their IRA directly to a charity and avoid reporting of the income.

Benefits

  • It’s a tax-efficient way to make an impact. Because the distribution isn’t taxable income, it’s effectively a charitable deduction
  • You can direct your gift to a specific fund or purpose within Public Health Solutions.
  • The distribution can count towards your annual required minimum distribution (RMD) for those 72 and older.
  • It’s a special opportunity for individuals aged 70½ and older to give up to $105,000 annually.

How It Works

  1. Notify your IRA custodian to make a direct transfer of the gift amount from your IRA to Public Health Solutions.
  2. Obtain a written acknowledgement from Public Health Solutions (different from a tax deduction receipt) to benefit from the tax-free treatment.
Stocks, Bonds, Mutual Funds

When you gift stocks and other securities, you make an immense impact without taking money directly out of your bank account. Plus, you will not be taxed on the gains for appreciated assets you donate.

Benefits

  • You may receive immediate income tax savings.
  • You may be able to avoid capital gains tax on appreciated stock
  • When you give appreciated stocks directly to charity, your gift can be up to 20% larger because you avoid the taxes you’d incur from selling and donating the cash
  • Stock gifts are easy to transfer.
  • Donations of appreciated securities may be designated for a specific fund or purpose.

How It Works

  1. Select which securities to donate.
  2. Submit a request to transfer the securities.
  3. Your stock is transferred to Public Health Solutions and sold to fund our work.

Ready to donate? Call 646-619-6407 or email Ivy Fairchild at ifairchild@healthsolutions.org.

Life Insurance

When the original purpose for a life insurance policy no longer applies, you can donate your policy to Public Health Solutions to help improve the health of New Yorkers.

Benefits

  • When you transfer ownership of a life insurance policy, you can receive an immediate income tax deduction for the cash value of the policy.
  • Donating life insurance allows you to make a significant gift today without affecting your cash flow during your lifetime.

How It Works

  1. You transfer ownership of a fully paid-up life insurance policy to Public Health Solutions.
  2. Public Health Solutions may cash in the policy immediately or elect to keep the policy and receive the benefits later.

Donate

Your generous contribution is helping improve the health of New Yorkers in need.